Terms of Use

1. Who we are and what these terms cover

These Terms of Use are an agreement between you and SEPT Investing ("SEPT", "we", "us"). They apply to septinvesting.com, our apps, and every tool we offer, including charts, screeners, setups, Playbook, Full Self-Trading (FST), GOAX, community rooms, messages and the Library. By creating an account or using SEPT, you agree to these terms, the Privacy Policy, the Risk Disclosure, the Disclaimer and the Community & Group Chat Rules.

2. You must be 18 or older

You must be at least 18 years old, and old enough to enter a contract where you live, to use SEPT. When you sign up you confirm this.

3. SEPT is a tool, not an adviser

SEPT is not a broker-dealer, investment adviser or financial planner, and is not a member of FINRA or SIPC. Nothing on SEPT is investment, financial, tax or legal advice, or a recommendation or suggestion to buy, sell or hold any security.

Screeners, setups, alerts, levels, indicators, AI answers and content from other users are information produced by tools. An alert means a rule matched; it does not mean you should trade.

4. Your setups, strategies and trades

You create your own screeners, setups, playbooks and risk rules, or copy ones that other users share. You are responsible for checking them, for turning anything on, and for every trade that results. SEPT does not create strategies for you.

5. Connecting a broker and auto trade (FST)

Connecting a brokerage account is your choice and at your own risk. Your broker is a separate company with its own terms. SEPT does not hold your money or securities.

If you turn on auto trade, SEPT software sends orders to your broker following the rules you set. Orders can fill at different prices, fill partly, fail or be delayed, and software, data or internet problems can happen. You can turn auto trade off and disconnect your broker at any time. Read the Risk Disclosure before you trade live.

6. Your account

• Give accurate information and keep your login secure. You are responsible for activity on your account.
• One person per account. Do not create accounts to get extra free trials or to get around limits or bans.
• Tell us at support@septinvesting.com if you think your account was used without permission.

7. Subscriptions and payments

Paid plans renew automatically until you cancel. You can cancel at any time in Settings; access continues until the end of the paid period. Payments are handled by our payment processor; SEPT does not store your card number. Prices and plan limits are shown on the pricing page and can change with notice.

8. Content you share

You keep ownership of what you post or share (posts, messages, screeners, setups). You give SEPT a non-exclusive, worldwide, royalty-free license to host, show and copy it as needed to run the service, including showing shared Library items to other users. You must have the right to share it, and it must follow the Community & Group Chat Rules. We can hide or remove content and limit or close accounts that break these terms or the rules.

9. Things you must not do

• Use SEPT to promise profits, promote stocks for pay, sell signals or advice, or send people to paid groups.
• Copy, scrape, resell or redistribute SEPT data, tools or other users’ content without permission.
• Try to break, overload or get around SEPT security, limits or access controls.
• Break any law or regulation, including securities and market-manipulation laws.

10. SEPT’s content and data

The SEPT software, design, text and data compilations belong to SEPT or its licensors. Market data is licensed from third-party providers and is for your personal use only. Data may be delayed, incomplete or wrong.

11. No guarantees

SEPT is provided "as is" and "as available". We do not promise that it will be uninterrupted, error-free or accurate, or that any tool, rule or strategy will make money.

12. Limits on our liability

To the extent the law allows, SEPT is not liable for trading losses, lost profits, or indirect, incidental or consequential damages, including losses caused by data errors, delays, outages, broker problems or automated orders. Our total liability for any claim is limited to the amount you paid SEPT in the 12 months before the claim.

13. Ending your account

You can delete your account at any time (see the Privacy Policy). We can suspend or close accounts that break these terms, with notice when reasonable.

14. Changes to these terms

We may update these terms. When the change is important we will ask you to accept the new version before you keep using SEPT.

15. Law and disputes

These terms are governed by the laws of the United States and of the state named by SEPT’s counsel in the final version. Questions: legal@septinvesting.com.